Integration - Causal Chains and Strategy Essay Example | Topics and Well Written Essays - 1250 words

Integration - Causal Chains and Strategy - Essay Example This improvement will be caused due to the increased employees’ professionalism and their motivation. Thus, TCCB customers will be satisfied with an excellent service. Customer’s satisfaction will lead to improved loan and deposit balances, and non-interest income. Also, satisfied customers will advertise TCCB to other people because of its excellent service and broad assortment of products (new loans, etc.). The 3rd chain: Customer’s satisfaction and retention will be also increased due to making thank you calls and providing cards to new and existing customers. Having TCCB cards customers will come again to the TCCB, thus will be increased customer’s retention. Finally, TCCB will improve its loan balances, deposit balances, and non-interest income. While evaluating the effectiveness of the balanced scorecard approach between two categories of branches A-E and F-J, it was obvious that the first category (A-E) demonstrated much better financial results than the second category (F-J). According to the data presented in Table 3, all branches that had applied the BSC except E, demonstrated financial increases in loan balance, deposit balance and non-interest balance. While the branches F-J also have demonstrated financial improvements for one year of performance, these improvements were hardly noticeable. In 2001, F branch demonstrated decrease ($1 mln) in deposit balance comparing with the previous financial year; performance of G branch in loan balance did not change for one year; and branch H have demonstrated decrease ($3 mln) in noninterest income (Albright, Davis, Hibbets 2001, p.59). The branches that applied BSC demonstrated only increases in loan balance, deposit balance and noninterest income; there were no decreases in terms of financial performance. While the financial improvements were performed by A-E

Geography and Careers Essay Example | Topics and Well Written Essays - 2250 words

Geography and Careers - Essay Example chnology and a solid knowledge of the world while in addition, amongst others, helping in managing natural and urban environments, analyzing the evolving relationship between people and places, planning transportation routes, investigating sustainable land use worldwide, creating geographic management systems for industries and government agencies and helping understand and restore natural ecosystems (Association of American Geographers, 1). The society boasts members from more than 60 nations who come together to share interests in theory, methods and practice in geography. This they do via the AAG’s Annual Meeting, scholarly journals, the online AAG Newsletter, amongst other avenues. Through the activities of its affinity groups and the more than 60 specialty groups, the AAG promotes deliberations amongst members and with scholars in associated fields. The meetings and activities of regional divisions serve to offer opportunities for networking amongst members in any part of the globe. The AAG membership is predominantly comprised of geographers and related professionals who work in the public, private and academic sectors. These members serve in a wide variety of professions from across the world. Over 300 volunteer leaders serve on the Council of the AAG and other committees and groups. The AAG uses educational and research programs and projects to enhance geographic understanding, learning and literacy across the globe and with its headquarters currently in Washington, D.C, the association strives to promote professional studies in geography while encouraging the application of geographic research in education, business, government and related fields. It is reputed for its numerous partnerships as well as developing and managing programs, outcomes to the policy making sector and international outreach. The AAG has its industry and faculty awards and honors which offer recognition to brilliant contributors in the profession. Grant programs are also